SSL partners with AGAM to revolutionize fintech lending in Bangladesh

SSL, the leading technology and fintech company in Bangladesh, signs strategic agreements with the UK based next generation fintech, AGAM International BD Limited for working jointly on lending, buy now pay later, and earned wages access services in Bangladesh, on March 15, 2023 at the premises of SSL’s corporate office in New Eskaton Road.

Over the years, SSL with its payment gateway aggregation platform SSLCOMMERZ has built an extensive network of merchants connected to banks and financial institutes, while AGAM specializing in creating innovative credit scoring solutions that facilitate quick and easy access to finance through partner banks and financial institutions, aims to transform the lending landscape in Bangladesh, making it more accessible and seamless for customers, merchants, and employees of enterprises and corporates.

Shahzada Redwan, Director at SSL and Shabnam Wazed, Founder & CEO of AGAM signed the agreements from their respective companies. Shahzada Redwan expressed his enthusiasm for the partnership: “We are thrilled to join forces with AGAM, a Fintech that shares our vision for digital financial inclusion. This strategic alliance will not only enable us to expand and enhance our product offerings but also empower our merchants, partners, and customers with cutting-edge financial solutions in lending. By leveraging AGAM’s capabilities, we are confident that we will redefine the lending experience in Bangladesh, driving growth and financial inclusion for all.” Shabnam Wazed echoed this sentiment: “I believe the synergy between SSL’s strong platforms and network of merchants and AGAM’s robust technology will make access to finance for customers, merchants, and employees of enterprises and corporates instant and seamless. We are excited to be working with SSL to transform the lending landscape in Bangladesh.“

This partnership marks a significant step forward for both companies, as they work together to drive innovation and financial inclusion in Bangladesh’s fintech sector.

From SSL- Iftekhar Alam Ishaque, Chief Operating Officer (COO); Osaid Shahan Rahman, Deputy Chief Operating Officer (DCOO); Rahat Zaman Sajib, Head of Product, Innovation Center of Excellence; Omar Rakib, Product Manager, Offline Merchant Management; Md. Mehedi Hasan Tusar, Head of Business Development (AGM); Mohiuddin Tawfik, Head of Banking & Financial Services (AGM), Banking and Financial Services (BFSI); and from AGAM- Masud Rahman, Advisor; Darshan Tulsayan, Senior Business Analyst; James Martin Biswas, Executive Assistant and Maliha Ali, Business Development Executive were also present in the ceremony.


About Software Shop Limited (SSL):

Software Shop Limited (‘99) is one of the leading technology companies in Bangladesh that specializes in software development and IT-enabled services, with a strong presence in fintech and digital payment industries. As a sister concern of Concord Garments Group (‘79), SSL has been operating for the past 22 years. SSL’s payment gateway service, SSLCOMMERZ (‘10), provides more than 35 payment channels in Bangladesh, allowing merchants to receive digital payments through cards, mobile financial services (MFS), net banking, and e-wallets in March. SSL obtained the PSO (Payment System Operator) license from Bangladesh Bank in 2016 for payment gateway operation, and completed PCI DSS (Payment Card Industry Data Security Standard) certification in 2017. In accordance with the guidelines of Bangladesh Bank, SSL started working on the Bangla QR payment system in 2020, which allows SME/MSME entrepreneurs to make payments by scanning the QR code.


SSL provides innovative and secure solutions for digital payments, e-commerce, and digital financial services. SSL is also a pioneer in areas such as software development, SMS and mobile banking, digital communications, mobile financial services, e-commerce services, fintech solutions, cybersecurity solutions, mobile value-added services, and more.


The current services of SSL include: 150+ banks and financial companies, 5,000+ online e-commerce businesses, 20+ government institutions and NGOs, 150,000+ retail businesses and shopkeepers, and 2,100+ corporations, among others.


The company is committed to ensuring financial inclusion and growth in Bangladesh and is one of the licensed Payment System Operators (PSOs) by Bangladesh Bank. In addition to the PSO license, SSL has other licenses and global standard certifications such as SMS aggregation, telecom VAS, call center, SCRM Level-3, ISO 27001, and more.

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